For me it was when I last bought a new car like 12 years ago when Chrysler was still doing lifetime extended warranties. It was like an extra 4k and a couple people said I was foolish for it, “just learn to fix it yourself blah blah blah”.
In the 12 years since, I’ve had an estimated $15k worth of work on it, to include a full transmission rebuild at a whopping out of pocket cost of just a couple hundred bucks (it’s like a $50 deductible each time or something).
I’ve gotten my money’s worth many times over IMO, and it even saved my ass during a long road trip once.
Ofc it was actually good, so Chrysler stopped doing new ones lmao
I usually get AppleCare on my stuff since I’ve had great experiences with it. They cover accidental damage and replace the device for a small fee.
Last time I needed it was 2021 when I messed up my iPad Pro during lockdown. Apple chat me online, ran a diagnostic, charged me only $100 and a new replacement was on my doorstep in 36 hours. A+ experience