I had $50 in venmo, which I used to purchase groceries, because my bank account is currently negative.

Instead of using the $50 in my bank account, instead, a week later the $50 came out of my bank account, not touching the Venmo balance at all.

So now I have an overdraft fee, effectively meaning I paid 1.5 times for those groceries.

I don’t have “overdraft protection,” I’ve told my bank I don’t want overdrafts to go through, but fuck me for being poor I guess.

  • linrilang@lemmy.world
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    1 day ago

    Honestly, I never understood why these apps can’t just use the balance in their own system first. It’s literally sitting there. Super frustrating when banks and apps make things unnecessarily complicated.