5000$ deductible ? shit… must make you wonder why you’re insured in the first place. The other big difference is that your insurance is tied to your job. What if you’re unemployed, do you just not get glasses ? or the tooth filling that you need ? what’s the alternative ? if you’re unemployed at the moment, it stands to reason that you would have less earnings… at least 240$/year for dental (or is it dental+vision?) seems more reasonable.
There will be a day where USians will be able to boast about how good and cheap their coverage is, I’m confident. First the people have to win the revolution for that to happen, but surely it’s something worth fighting for.
Standardly you lose the insurance on the day your job ends. There is a program called COBRA that exists where you can pay more (whatever the employer was paying on top of what you were paying, and a fee) to keep it going until you find your next job. I think it maxes out at a year but I’m not sure. Never done it, as I couldn’t afford it between jobs. Hope that day you speak of comes sooner than later. Also I hope all goes well in life for you. Best of luck
5000$ deductible ? shit… must make you wonder why you’re insured in the first place. The other big difference is that your insurance is tied to your job. What if you’re unemployed, do you just not get glasses ? or the tooth filling that you need ? what’s the alternative ? if you’re unemployed at the moment, it stands to reason that you would have less earnings… at least 240$/year for dental (or is it dental+vision?) seems more reasonable.
There will be a day where USians will be able to boast about how good and cheap their coverage is, I’m confident. First the people have to win the revolution for that to happen, but surely it’s something worth fighting for.
Standardly you lose the insurance on the day your job ends. There is a program called COBRA that exists where you can pay more (whatever the employer was paying on top of what you were paying, and a fee) to keep it going until you find your next job. I think it maxes out at a year but I’m not sure. Never done it, as I couldn’t afford it between jobs. Hope that day you speak of comes sooner than later. Also I hope all goes well in life for you. Best of luck
Cheers, same to you