“How about a nice game of chess?”

Thanks :)

Had a tricky patch in life. Recovered. I remember the calls and letters from that time, and the relief of finding a way out. Not sure if it can help OP, but hope there’s something similar available today.

In Australia we have a thing called a part 9 debt agreement. If you enter into one of those it’s an ‘act of bankruptcy’ but you have an agreement with creditors to pay them off over a long period and potentially without interest.

Once in an agreement I believe they must stop hassling you.

Source: had one 20+ years ago.

I could have gone bankrupt instead, but it wasn’t fair to the people who I owed money to.

A multimeter on DC.